Health Care Risk Management Services Division

Arthur J. Gallagher Risk Management Services is the North American retail property/casualty insurance brokerage division of Arthur J. Gallagher & Co. (Gallagher). Since it was founded in 1927, Gallagher has been dedicated to excellence in service. Our mission is to identify each client's unique insurance and risk management needs and find or develop cost-effective products and services that will best address them.

The Senior Living Risk Partners Division of  Arthur J. Gallagher Risk Management Services has specialized in providing insurance placement, risk management & claim management solutions for the unique and challenging exposures of Senior Living Communities for over a quarter of a century. We currently insure Senior Living Communities in over 20 states.

Solutions for every type of Senior Living Community

Nursing Homes Assisted Living Facilities Independent Living Facilities
Intermediate Care Continuing Care Retirement Communities Supportive Living
Home Health Care Alzheimer's Specialized Care Facilities Hospice Care
  Adult Day Care Facilities  

 

We will design & tailor a comprehensive insurance and risk management services program to provide for the specific exposures of your community.  Our division motto is "providing Professional Services…not just selling policies."  Our professional staff is dedicated to providing the following products & services to our Senior Living Community clients.

  • Professional Liability
  • General Liability
  • Emergency Evacuation Expenses
  • Property
  • Ordinary Payroll on Business Income
  • Underlying Flood/Excess Flood
  • Auto, including Non-Owned/Hired Coverage
  • Crime & Employee Theft Coverage
  • Directors & Officers Liability
  • Fiduciary Liability
  • Resident Trust Fund Bonds
  • Cyber & Network Security Liability
  • Data Compromise
  • 1st & 3rd Party Pollution Coverage, including mold
  • MeDefense Coverage (RAC audits and HIPPA)
  • Physical/Sexual Abuse Liability
  • Excess & Umbrella Liability
  • Employee Benefits Liability
  • Business Interruption
  • Boiler & Machinery/Equipment Breakdown
  • Underlying Earthquake/Excess Earthquake
  • Drive Other Car Coverage
  • Workers Compensation
  • Employment Practices Liability
  • Terrorism
  • Surety Bonds
  • Crisis Management
  • Identity Theft
  • Workplace Violence Expense Coverage

 

 

The division also specializes in structuring and management of "Alternative Risk Financing" options, such as:

  • Small & Large Deductible Programs
  • Risk Retention Groups
  • Structured Self-Insurance
  • Single Parent & Group Captive Management

Our Risk Management & Loss Control Programs are structured to reduce claim costs; therefore reducing the cost of risk. A small sample of the services offered by our consultants:

Risk Management/Loss Control Program Development

  • Risk Assessments
  • Staff Recruitment and Retention
  • Customer Service
  • Abuse, Neglect, and Misappropriation Policy
  • Arbitration Agreements

Mock Surveys/Peer Review

  • Survey Preparedness
  • Survey Compliance
  • Survey Deficiency Tracking

Total Quality Improvement Program Development

  • Effective Quality Assurance Plan/Program
  • Integrating QA/QI and Risk Management

Claims Management

  • Incident Reporting System
  • Incident Monitoring and Medical Charting
  • Incident Trending and Tracking System

Medical Record Services

  • Documentation Practices
  • Medical Record Policies and Procedures
  • Guidance for Medical Record Consultants

Educational Services

  • In-Service Training
  • Assisted Living Resources
  • Seminars
  • Continuing Education Hours May Apply

Dementia Training

  • Certified DETA Trainer
  • Behavioral Management

Insurance Program or Risk Management Program Analysis

Please contact Martha Acker or Gerry Gilbert if you would like a no-cost analysis of your current insurance and risk management programs structure, coverage, and limits.

Martha Lee Acker, CRM, CIC, CHSP
Area Senior Vice President of
the Health Care Division

Direct: 205-414-2640
Martha_Acker@ajg.com

Gerry Gilbert, MBA
Health Care Division Producer
Direct: 205-414-6184
Gerry_Gilbert@ajg.com