The LTC Provider University℠ was established to promote "Best Practices" in the provision of Quality Care within the Senior Living Industry. It is also our goal to assist providers, through this site and our dedicated staff, with resources and a philosophy to improve quality of care and "Manage Risk in everything you do." This site is a product of Gallagher Risk Management Services, Inc. and the Associated Long Term Care Insurance Company (ALTC), a Reinsurance Company.